So far 20 posts and an interesting theme has already developed.....there's as many, if not more posts questioning the victim and his insurance habits, rather than focusing on the act itself. Almost like its a generally accepted given that you'll be bashed senseless at some point in life, and the only real issue is your level of insurance cover.
Reminds me of when I had my old beloved ED XR6 stolen. Had full comprehensive cover, but wouldn't have needed it if I had a dollar for every person who said something along the lines of "Oh well, lucky you had insurance." Fact of the matter was there there was no luck about it at all........I paid a small fortune as a young guy to insure the car; when it was stolen I lost my $600 excess, the $900 of new Yokohamas I'd put on it 14 days beforehand, plus my rating and so my premium increased 200%. I was also without a car for 6 weeks, and had to go through the equivalent of a Royal Commission by the insurer who wanted to make 100% sure that I hadn't defrauded them. All in all, a very ordinary experience.
I don't care what level of cover you have. Any significant insurance claim always leaves you out of pocket, or severely inconvenienced, or both.
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