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| The Pub For General Automotive Related Talk |
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21-09-2010, 05:59 PM
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#1 | ||
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BA GTP
Join Date: Apr 2007
Location: Central Qld
Posts: 8
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I had the car supercharged (YT Whipple) about a year ago but wanted to make sure the insurance would still be ok before hand so contacted my insurer (Suncorp). They said no problem and just to let them know when the work was done so they could note the policy. I did that and they willing included the mods. Now 12 months later I get a letter from Suncorp informing me that they will no longer insure the car and that the policy will be cancelled in 30 days time.
I've had insurance with them for over 30 years and never made a claim but that means nothing apparently. Anyway I am wanting to know who has managed to get full comprehensive insurance for a supercharged car and if so who with (in Qld). I have contacted Shannons and they will but I'm not real impressed with what they offered so any advice or recommendations would be appreciated.
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gtp127 |
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21-09-2010, 06:20 PM
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#2 | ||
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FF.Com.Au Hardcore
Join Date: Oct 2005
Posts: 3,412
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Has the car been engineered with the supercharger?
If not, good luck with your insurance. Quite surprised that Suncorp did it without a certificate. |
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21-09-2010, 06:24 PM
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#3 | ||
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what-tut-tut-tut
Join Date: Mar 2010
Posts: 149
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Shannons would be your best bet now...
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21-09-2010, 06:34 PM
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#4 | |||
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Regular Member
Join Date: Aug 2006
Posts: 47
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Quote:
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21-09-2010, 06:39 PM
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#5 | ||
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FF.Com.Au Hardcore
Join Date: Feb 2009
Location: Salisbury Heights, SA
Posts: 1,258
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try just car insurance
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BA mkII futura turbo 330rwkw on 13psi using standard N/A motor, water/methanol injection and rebuilt 4spd |
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21-09-2010, 06:48 PM
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#6 | ||
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FF.Com.Au Hardcore
Join Date: Apr 2006
Location: NSW
Posts: 1,026
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Try Lumleys and Rhino insurance, I know Rhino will do it as long as its a legal mod.
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21-09-2010, 07:08 PM
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#7 | ||
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Force Fed Fords
Join Date: Nov 2005
Location: Victoria
Posts: 5,556
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Give Ryno a go, I am with them, modded car and they are fine.
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2021 Focus ST-3 Mountune Enhanced |
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21-09-2010, 08:39 PM
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#8 | ||
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Regular Member
Join Date: Feb 2008
Location: Gympie, QLD
Posts: 177
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I would try nrma my mate has 2 modified commodores with very good premiums and a couple of at fault claims not a problem with them.
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2000 AU II Fairmont Ghia with tint, stero, Tickford body kit, 17in mags 2000 Nissan Patrol ute 4.2 td with 155rwhp 1982 Mitsubishi l200 express 4x4 converted to home built buggy 2.6 efi with megasquirt ecu |
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21-09-2010, 09:54 PM
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#9 | |||
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FF.Com.Au Hardcore
Join Date: Feb 2007
Posts: 1,056
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Quote:
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21-09-2010, 08:58 PM
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#10 | ||
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Just Images
Join Date: Apr 2007
Posts: 1,554
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all being said if it aint a legal mod then you could be up poo creek.
Last year when my car caught fire and i updated the policy i got grilled as to why i didnt have the airbags enginerred, and i had to explain to them they were only a load assistant. that being said from what i understand if your at fault they have to be able to proove that the mod caused the accident... pays to get stuff enginerred
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Fg XR8... Finished for now... Untill something breaks again OR A power Adder breaks something in the future |
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21-09-2010, 09:49 PM
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#11 | ||
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Regular Member
Join Date: Jun 2010
Location: Gold Coast
Posts: 93
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Had problems with RACQ, they said because my mods were worth more than half the market value of the car they would no longer insure it. Called Shannons, got an agreed value policy for 23,000 windscreen cover,and only 500 excess for 697 per year (better than RACQ anyway)
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I WANT TO DIE IN MY SLEEP LIKE MY GRANDFATHER - NOT SCREAMING LIKE THE PASSENGERS IN HIS CAR My wife has been missing a week now. The police said to prepare for the worst. So, I had to go down to the Salvos to get all of her clothes back. |
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21-09-2010, 10:14 PM
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#12 | ||
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they call me Tibbo
Join Date: Dec 2004
Location: Brisbane
Posts: 6,163
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I have full comp thru AAMI... Have spoken about s/c and as long as the agreed value doesn't change drastically they will keep the policy.
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22-09-2010, 07:36 AM
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#13 | ||
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BA GTP
Join Date: Apr 2007
Location: Central Qld
Posts: 8
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Thanks for the replies and I will certainly try those that have been suggested. The mods were engineered and I have the compliance plate and certificate. That's what surprised me, the mods are ADR compliant & have been approved by Qld Transport but apparently still not good enough for Suncorp. I wonder what their views will be on the new model Fords when they come from the factory supercharged.
Anyway thanks again to those who replied and now I can make some more enquiries.
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gtp127 |
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22-09-2010, 11:28 AM
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#14 | |||
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FF.Com.Au Hardcore
Join Date: Jan 2005
Posts: 14,654
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Quote:
The fact its now modified, even with an engineers cert means its now an "unknown" risk...
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335 S/C GT: The new KING of Australian made performance cars.. 
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22-09-2010, 09:00 AM
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#15 | ||
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Ich bin ein auslander
Join Date: May 2005
Location: Loving the Endorphine Machine
Posts: 7,453
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Suncorp tend to be rather conservative under the Suncorp name, not real keen on modified vehicles but they love white toyota camry's.
Under their other names they run things differently and under different rules. When you look at all the different names in insurance, there are actually only a small number of companies that own them. Its a bit like buying your groceries, it might be marked black and gold but it is owned by Heinz.
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Growing old is compulsory, growing up is optional! |
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