Who's at fault? - apartment block prang

[jonesyedxr6]

Hey Guys,

My girlfriends had a little prang this morning driving into her apartment block and I honestly don't know what to tell her.

She was driving into her apartment block from the road when a car that was reversing out of his park hit the side of her car, the car that was reversing out is just on the inside of the apartment blocks outside brink wall, the driver of the commodore reversing out straight away blamed her for 'zooming' in too fast and being a 17 year old girl, she straight away burst out in tears and i believe let him drill it into her from what I've gathered from the phone.

With the accident being contained within the apartment building what does this mean for insurance? Who's fault and what should her next move be - apart from calling her dad and him coming down and offering his 2cents.

ANY guidance/solution at all is welcome.

Her's a sketch i've quickly thrown together (the bottom of the picture is the road, so she is the car that is pointing upwards); sketch is drawn with cars at point of collision



Thanks.